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New Purchase LoansDo you want to purchase a home but aren't sure where to start? Being approved for a loan prior to looking for your new home is always a good idea. This is because before you start looking, you should know how much you can afford and how much you may be paying monthly. Not sure how much money to put down? We can provide several loan scenarios to you and let you decide the best solution for your home loan. If you are putting down less than 20%, you may find that you are better off with two loans rather than one loan with mortgage insurance, for example. Maybe you would like to keep your payments low with a 5 year fixed rate loan that becomes an adjustable after year five. We have interest only loans as well that make the first year of home ownership easier and help you afford a larger home for the same payment. If you think you don't have the down payment money or good credit, please call us. We have loans that may allow financing to 100% of the purchase price even if your credit is imperfect. Believe it or not, prior bankruptcies and collections do not have to prevent you from buying a home in many cases. |
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