First Time Home Buyers

Buying a home for the first time can be a thrill on one hand and confusing on the other. Where do you start? Do you qualify? Do you have enough for a down payment? Can you afford the new monthly payment?

These are all excellent and valid questions. The best place to start is with the right mortgage company that can provide you with the right information. Mortgage programs are constantly changing and being updated, usually toward the benefit of the first time home buyer. Fannie Mae and Freddie Mac have made great strides in recent years making the dream of home ownership a reality for more people than ever before. Depending on the price of the home and your qualifications, you may qualify for these programs. We stay up to date on the latest programs offered.

We provide programs for the following scenarios and more:

100% financing of the purchase price
Seller credit allowed for closing costs
Interest only to 100% of the purchase price (allows lower payment requirements)
Stated income (No proof required) to 100% of the purchase price

If you do not qualify for these loans, for some reason, we have many other programs that may get you into the home. We have helped many first-time home buyers get into a home with the best loan programs available.

Take your first step and apply today, either online or by telephone.