Bad Credit

Do you feel like your credit is preventing you from purchasing or refinancing your home? If so, we have many solutions that may help you obtain the financing you need with the least amount of hassle.

Even if you have been turned down elsewhere, a call to us is well worth your effort. We have solutions for people with recent collections and charge-offs, bankruptcies or those that are self employed and have trouble proving income.

In the event that we can't help you, our loan officers are experienced in credit matters and can provide necessary information to get your next home loan as quickly as possible.

Consolidate your high-interest debt. Consolidate high-interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.*
Get extra cash. Refinancing can give you extra cash for the things you've always wanted to do. Like taking that long-deserved vacation, or paying for a college education. It's your choice.
Home Improvement Loans. Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.
24 hour preliminary approval. You'll know if you qualify in as little as one day.
Take a 30-day break from payments. Your first payment is usually not due for 30 days or more.
The care you want. The service you deserve. Your loan officer will take care of you through every step of the loan process - from application to approval.

Are you purchasing a new home and having trouble obtaining the loan? Our programs may allow you to finance 100% of the purchase price of you home, even if you credit is not perfect.

If proving your income is a problem, we have a program that will allow 100% financing without showing proof of income. This is a life saver for some self employed individuals.

Whatever your needs regarding home loans, call us or apply online because we may have the answer for you.